Those in the position of a financial analyst have a work day consisting of watching news, using excel for predictions and spreadsheets, attending meetings, and communicating with clients. Financial analysts are useful for businesses and individuals, because they help them make decisions regarding investment. They take the role of inspecting and assessing the performance of stocks, bonds, and other types of investment. Financial analysts’ duties consist of evaluating current and historical financial data, studying economic and business trends, examining a company’s financial statements to determine its value, meeting with company officials to gain better insight into the companies, assessing the strength of the management team, and preparing written reports. A typical work day for a financial analyst involves checking relevant news then proceeding to “put out fires” which essentially means update data; this is normally followed by morning meetings, working on projects, using excel to make predictions and spreadsheets, and communicating with clients. Financial analysts typically have a bachelor’s degree, with one-half of financial analysts having bachelor’s and one-third having master’s degrees. Those that provide appropriate preparation are degrees in finance, accounting, business administration, economics, statistics, and mathematics. Bachelor’s degrees can be achieved by completing four years of college, like San Diego State University or University of California San Diego; for a Master’s degree, students usually spend around six years at a university. Certification is often recommended by employers, as it improves the chances of advancement. An example of certification is the Chartered Financial Analyst (CFA) certification, from the CFA institute. To become CFA certified, one must acquire a bachelor’s degree and at least four years of qualified work experience, and must also pass three exams. Financial analysts with zero to three years of experience are categorized as junior analysts, and those with three or more years of experience are senior analysts. In a firm, Junior analysts are generally mentored by the senior analysts. For those fresh out of college, the career of a financial analyst is a stable entry level job, with an annual salary of around fifty-thousand dollars. The career is in high demand, because today’s business decisions require financial expertise. The median annual salary is around eighty-thousand dollars, with a range of around 60,000-160,000 dollars. In 2016, there were about 296,100 jobs for financial analysts. Since the more experienced financial analysts are retiring and some vacant positions are opening due to others being promoted, more opportunities are opening up. Qualifications include top-notch decision-making skills, along with being able to contribute department-specific, as well as overall, business strategies to provide data-based solutions grounded in solid analysis. In both the five-year and ten-year projection, the demand will be high because experienced analysts are beginning to retire. The salary should remain the same in both projections, but it could possibly rise due to the rapid demand increase. In the ten year projection, the change in employment is eleven percent, compared to the average of all careers, which is seven percent or about 32,100 changes in employment.